The current rates of interest in effect are as follows and are subject to change:

• For periods greater than 60 months: as low as 4.79%
• For periods up to 60 months: as low as 3.49%

• 8.00% - 10.00% dependent upon credit score
• Up to $5,000.00 no co-signer required
• Up to $10,000.00 requires 1 co-signer
• Up to $15,000.00 requires 2 co-signers

• 1.50% above share rate earned

Loans to businesses never lower than the new or used auto loan rate for 60 months or less except if secured by shares.

• 2.0% below prime rate (floor of 4.00%) as published in Wall Street Journal on day of commitment and adjusted on January 1st to the prime rate published in the Wall Street Journal

• Shares for the current quarter
  • $1.00 - $9,999.99: 0.50%
  • $10,000.00 - $49,999.99: 1.25%
  • $50,000.00 and above: 2.0%